Indianapolis, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
56,289
Net Worth Ratio
11.14%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$952.6M
Total Shares
$820.7M
Total Loans
$647.1M
Net Worth Ratio
11.14%
≥7% = Well Capitalized
Members
56,289
Delinquency Rate (60d+)
0.33%
$2.2M
Loan-to-share ratio: 78.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 455 | 282 | 170 | 62.0% | 37.4% |
| 2022 | 666 | 465 | 149 | 69.8% | 22.4% |
| 2021 | 971 | 627 | 173 | 64.6% | 17.8% |
No CFPB complaint data available for this credit union.
Main Center
7101 E 56th St, Indianapolis, IN, 46226
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Park 100
5455 W 86th St, Indianapolis, IN, 46268
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Southside
1301 E Stop 11 Rd, Indianapolis, IN, 46227
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Greenwood
20 N Emerson Ave, Greenwood, IN, 46143-8895
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Kokomo
1935 S DIXON RD, KOKOMO, IN, 46902
Branch Hours: Mon - Fri 9-5 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
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<a href="https://bankscorer.com/credit-union/financial-center-first" target="_blank" rel="noopener">View FINANCIAL CENTER FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Muncie
2900 N Oakwood Ave, Muncie, IN, 47304-2273
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Ball St Student Center
2001 W University Ave, Muncie, IN, 47306
ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12 Office Hours: Mon 10-12; Tue 2-4; Thur 10-12
Hazel Dell Crossing
14675 Hazel Dell Xing, Noblesville, IN, 46062-6979
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12
Downtown Indy Post Office
125 W South St, Indianapolis, IN, 46206
Mon & Fri 7:30-4:30 Tues-Thur 8:30-4:00
McCordsville
8900 N 600 W, McCordsville, IN, 46055-9443
Branch Hours: Mon - Fri 9-5; Sat 9-12 ITM Video-Teller Hours: Mon - Fri 8:30-5:30; Sat 9-12