Manistee, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
13,252
Net Worth Ratio
12.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$258.5M
Total Shares
$228.7M
Total Loans
$150.2M
Net Income
$828K
Net Worth Ratio
12.68%
≥7% = Well Capitalized
Members
13,252
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$556K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
1117 28th St, Manistee, MI, 49660
9am-5pm Monday-Thursday 8:30am-6pm Friday
Parkdale Branch
1778 Kemmer Rd, Manistee, MI, 49660
9am-5pm Monday-Thursday 8:30am-6pm Friday
Bear Lake Branch
7685 Lake St, Bear Lake, MI, 49614
9am-5pm Monday-Thursday 8:30am-6pm Friday 9-1 Saturday
Ludington
3880 W US Highway 10, Ludington, MI, 49431-9601
9am-5pm Monday-Thursday 8:30am-6pm Friday
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<a href="https://bankscorer.com/credit-union/filer" target="_blank" rel="noopener">View FILER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.7%· healthy range 60–80%