FILER
Manistee, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
13,252
Net Worth Ratio
12.68%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$258.5M
Peer Group 5
Members
13,252
as of latest quarter
Net Worth Ratio
12.68%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$258.5M
Total Shares
$228.7M
Total Loans
$150.2M
Net Income
$828K
Net Worth Ratio
12.68%
≥7% = Well Capitalized
Members
13,252
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$556K
Loan-to-share ratio: 65.7%· healthy range 60–80%
Branch Locations
NCUAMain Office
1117 28th St, Manistee, MI, 49660
9am-5pm Monday-Thursday 8:30am-6pm Friday
Parkdale Branch
1778 Kemmer Rd, Manistee, MI, 49660
9am-5pm Monday-Thursday 8:30am-6pm Friday
Bear Lake Branch
7685 Lake St, Bear Lake, MI, 49614
9am-5pm Monday-Thursday 8:30am-6pm Friday 9-1 Saturday
Ludington
3880 W US Highway 10, Ludington, MI, 49431-9601
9am-5pm Monday-Thursday 8:30am-6pm Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/filer" target="_blank" rel="noopener">View FILER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.