Saginaw, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
5,405
Net Worth Ratio
9.38%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$100.5M
Total Shares
$91.7M
Total Loans
$47.3M
Net Income
$-103,355
Net Worth Ratio
9.38%
≥7% = Well Capitalized
Members
5,405
Return on Assets
-0.10%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.41%
$667K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 59 | 46 | 6 | 78.0% | 10.2% |
| 2022 | 42 | 42 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Saginaw Office
1011 N Michigan Ave, Saginaw, MI, 48602-4326
Monday, Wednesday, Thursday: 9:00 a.m. to 5:00 p.m.; Tuesday: 10:00 a.m. to 5:00 p.m.; Friday: 8:30 a.m. to 6:00 p.m.
Freeland Office
6900 Midland Rd, Freeland, MI, 48623-8759
Monday, Wednesday, Thursday: 9:00 a.m. to 5:00 p.m.; Tuesday: 10:00 a.m. to 5:00 p.m.; Friday: 9:00 a.m. to 6:00 p.m.; Saturday:
Kochville Office
3550 Tittabawassee Rd, Saginaw, MI, 48604-9428
Monday, Wednesday, Thursday - 9:00 a.m. to 5:00 p.m.Tuesday - 10:00 a.m. to 5:00 p.m.Friday - 9:00 a.m. to 6:00 p.m.
Valera Shared Service Centers
615 Channelside Dr Ste 204, Tampa, FL, 33602-5406
8-5
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/family-first-mi" target="_blank" rel="noopener">View FAMILY FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 51.6%· healthy range 60–80%