Norton Shores, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
16,646
Net Worth Ratio
11.42%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$169.2M
Total Shares
$148.1M
Total Loans
$95.8M
Net Worth Ratio
11.42%
≥7% = Well Capitalized
Members
16,646
Delinquency Rate (60d+)
0.83%
$798K
Loan-to-share ratio: 64.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 87 | 58 | 16 | 66.7% | 18.4% |
| 2022 | 42 | 30 | 9 | 71.4% | 21.4% |
Last 12 Months
0
Since 2018
1
all complaints on record
Monetary Relief
0%
% of complaints with monetary relief
Untimely Response
100%
% exceeding 15-day window
Main Office
3575 Henry St, Norton Shores, MI, 49441
Mon-Fri Drive 7:30am ~ 5:30pm Mon Lobby 9am ~ 5pm Tues Lobby 10am ~ 5pm Wed-Fri Lobby 9am ~ 5pm Sat 9am ~ 12am Drive only
Family Financial Credit Union Hart Branch
4075 W Polk Rd, Hart, MI, 49420-8177
Mon-Fri 9am-5pm
Family Financial Credit Union N Muksegon Branch
1798 Holton Rd, N Muskegon, MI, 49445-1473
mon-fri 9am-5pm
Family Financial Downtown HUB
844 1st St, Muskegon, MI, 49440-1125
10am to 7pm
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<a href="https://bankscorer.com/credit-union/family-financial" target="_blank" rel="noopener">View FAMILY FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.