FAMILY FINANCIAL
Norton Shores, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
16,646
Net Worth Ratio
11.42%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$169.2M
Peer Group 5
Members
16,646
as of latest quarter
Net Worth Ratio
11.42%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$169.2M
Total Shares
$148.1M
Total Loans
$95.8M
Net Worth Ratio
11.42%
≥7% = Well Capitalized
Members
16,646
Delinquency Rate (60d+)
0.83%
$798K
Loan-to-share ratio: 64.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
3575 Henry St, Norton Shores, MI, 49441
Mon-Fri Drive 7:30am ~ 5:30pm Mon Lobby 9am ~ 5pm Tues Lobby 10am ~ 5pm Wed-Fri Lobby 9am ~ 5pm Sat 9am ~ 12am Drive only
Family Financial Credit Union Hart Branch
4075 W Polk Rd, Hart, MI, 49420-8177
Mon-Fri 9am-5pm
Family Financial Credit Union N Muksegon Branch
1798 Holton Rd, N Muskegon, MI, 49445-1473
mon-fri 9am-5pm
Family Financial Downtown HUB
844 1st St, Muskegon, MI, 49440-1125
10am to 7pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/family-financial" target="_blank" rel="noopener">View FAMILY FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.