FAIRMONT
Fairmont, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
45,432
Net Worth Ratio
9.89%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$602.5M
Peer Group 6
Members
45,432
as of latest quarter
Net Worth Ratio
9.89%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$602.5M
Total Shares
$544.7M
Total Loans
$376.1M
Net Worth Ratio
9.89%
≥7% = Well Capitalized
Members
45,432
Delinquency Rate (60d+)
0.17%
$656K
Loan-to-share ratio: 69.0%· healthy range 60–80%
Branch Locations
NCUAGateway Connector Office
2 The Credit Union Way, Fairmont, WV, 26554-1567
Lobby Monday & Friday - 9:00am to 5:00pm Tuesday - Thursday - 9:00 am to 4:00pm Drive Thru Monday - Friday- 8:00am to 6:00pmSaturday 9:00am - 1:00pm
12th St Drive Thru
1201 Beverly Rd, Fairmont, WV, 26554
Monday - Friday 8:00am to 6:00Saturday 9:00am to 12:00pm
Charles Pointe
680 Genesis Blvd, Bridgeport, WV, 26330
Lobby Monday & Friday 9:00am to 5:00pm Tuesday - Thursday 9:00am to 4:00pm Drive Thru Monday - Friday 8:30am to 5:30pmTuesday-Thursday 9:00am-5:00 pmSaturday 9:00am to 12:00pm
Mannington
5160 Husky Hwy, Mannington, WV, 26582-7154
Lobby Monday & Friday 9:00am to 5:00pm Tuesday - Thursday 9:00am to 4:00pm Drive Thru Monday - Friday 8:00am to 6:00pm Saturday 9am-12pm
Pineview
1254 Pineview Dr, Morgantown, WV, 26505-2731
Lobby & Drive Thru Monday & Friday 9:00am to 5:00pm Tuesday - Thursday 9:00am to 4:00pm
Westover
12 Lawless Rd, Morgantown, WV, 26501-2018
Lobby Monday & Friday 9:00am to 5:00pm Tuesday - Thursday 9:00am to 4:00pm Drive Thru Monday - Friday 8:00am to 6:00pm Saturday 9am-12 pm
White Hall
9912 Mall Loop, Fairmont, WV, 26554
Lobby Monday & Friday 9:00am to 5:00pm Tuesday - Thursday 9:00am to 4:00pmSaturday 9 am - 12:00 pm (By appointment only) Drive Thru Monday - Friday 8:00am to 6:00pm Saturday 9am to 1:00pm
Bellview
652 Pennsylvania Ave, Fairmont, WV, 26554
Drive Thru Monday - Friday 9:00 am to 5:00 pm Tuesday-Thursday 9:00 am-4:00 pm
Rose Bud
600 Rosebud Plz, Clarksburg, WV, 26301-9386
Lobby & Drive Thru Monday & Friday 9:00am-5:00pm; Tuesday-Thursday 9:00am-4:00pm
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 325 | 158 | 122 | 48.6% | 37.5% |
| 2022 | 376 | 209 | 93 | 55.6% | 24.7% |
| 2021 | 489 | 289 | 110 | 59.1% | 22.5% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/fairmont" target="_blank" rel="noopener">View FAIRMONT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.