San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
12,873
Net Worth Ratio
18.07%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$239.4M
Total Shares
$199.7M
Total Loans
$113.6M
Net Income
$320K
Net Worth Ratio
18.07%
≥7% = Well Capitalized
Members
12,873
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.50%
$572K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
1040 Leigh Ave, San Jose, CA, 95126
M-F 8am-6pm
San Francisco Branch
175 Mendell St, San Francisco, CA, 94124
M-F 9am-5pm
North San Jose Branch
1750 Lundy Ave, San Jose, CA, 95101-9001
M-F 9am-5pm
Oakland Branch
480 ROLAND WAY STE 102, OAKLAND, CA, 94621
M-F 9-5
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<a href="https://bankscorer.com/credit-union/f3" target="_blank" rel="noopener">View F3 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 56.9%· healthy range 60–80%