Warren, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
19,006
Net Worth Ratio
17.14%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$344.4M
Total Shares
$285.3M
Total Loans
$183.5M
Net Worth Ratio
17.14%
≥7% = Well Capitalized
Members
19,006
Delinquency Rate (60d+)
1.02%
$1.9M
Loan-to-share ratio: 64.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 116 | 68 | 16 | 58.6% | 13.8% |
| 2022 | 138 | 85 | 14 | 61.6% | 10.1% |
| 2021 | 181 | 106 | 20 | 58.6% | 11.1% |
No CFPB complaint data available for this credit union.
Extra Credit Union
6611 Chicago Rd, Warren, MI, 48092-1685
9:00 a.m.-5:00 p.m.
Washington Township Branch
59321 Van Dyke Rd, Washington Township, MI, 48094-2542
9:00 a.m. to 5:00 p.m. Mon, Tue, Thu, Fri 11:00 a.m. to 5:00 p.m. Wed
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<a href="https://bankscorer.com/credit-union/extra" target="_blank" rel="noopener">View EXTRA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.