San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
45,798
Net Worth Ratio
6.95%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$615.2M
Total Shares
$576.9M
Total Loans
$452.8M
Net Worth Ratio
6.95%
≥7% = Well Capitalized
Members
45,798
Delinquency Rate (60d+)
0.38%
$1.7M
Loan-to-share ratio: 78.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 32 | 12 | 15 | 37.5% | 46.9% |
| 2022 | 268 | 177 | 32 | 66.0% | 11.9% |
| 2021 | 394 | 257 | 63 | 65.2% | 16.0% |
No CFPB complaint data available for this credit union.
Corporate Office
151 Bernal Rd, San Jose, CA, 95119-1306
Mon-Fri 9:00AM- 5:00PM
Curtner
265 Curtner Ave, San Jose, CA, 95125
Mon-Fri: 9am-6pm, Sat: 9am-2pm
Blossom Valley
848A Blossom Hill Rd, San Jose, CA, 95123
HOURS: Mon-Fri: 9am-6pm, Sat: 9am-2pm
Glen Meade
2465 S 17th St, Wilmington, NC, 28401
HOURS: Mon-Thur: 9am-5pm Fri: 9am-6pm
Racine
237 Racine Dr, Wilmington, NC, 28403
HOURS: Mon-Thur: 9am-5pm Fri: 9am-6pm; Sat: 9am-2pm
Quetzal Gardens
1695 Alum Rock Ave Ste 50, San Jose, CA, 95116-2471
Monday - Thursday: 9 am - 5 pm Friday: 9 am - 6 pm
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<a href="https://bankscorer.com/credit-union/excite" target="_blank" rel="noopener">View EXCITE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.