South Bend, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
298,815
Net Worth Ratio
8.99%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.70B
Total Shares
$5.01B
Total Loans
$4.46B
Net Worth Ratio
8.99%
≥7% = Well Capitalized
Members
298,815
Delinquency Rate (60d+)
0.45%
$20.2M
Loan-to-share ratio: 89.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3,910 | 2,560 | 762 | 65.5% | 19.5% |
No CFPB complaint data available for this credit union.
Corporate 11
110 S Main St, South Bend, IN, 46601-1805
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm
Concord 24
4574 Elkhart Rd, Elkhart, IN, 46517
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm
County Road 6 29
201 County Road 6 W, Elkhart, IN, 46514
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm
Crawfordsville 18
1570 S US Highway 231, Crawfordsville, IN, 47933-9409
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-6:00 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 8:30 am-6:00 pm Sat: 9:00 am-12:00 pm
Emerson 21
4705 S Emerson Ave, Indianapolis, IN, 46203
Mon-Thu: 9:00am-5:00pm Fri: 9:00am-6:00pm Sat: 9:00am-12:00pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-6:00 pm Sat: 9:00 am-12:00 pm
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<a href="https://bankscorer.com/credit-union/everwise" target="_blank" rel="noopener">View EVERWISE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Greencastle 16
57 Putnam Plz, Greencastle, IN, 46135
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 8:30 am-5:30 pm Sat: 9:00 am-12:00 pm
Huntington 15
313 Northpoint Ave, Huntington, IN, 46750
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:00 pm Sat: 9:00 am-12:00 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm Sat: 9:00 am-12:00 pm
Ireland Road 7
1930 E Ireland Rd, South Bend, IN, 46614
Mon-Thu: 9:00 am-5:00 pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm
Lincolnway West 32
735 Lincoln Way W, South Bend, IN, 46616
Mon-Thu: 12:00 pm-5:00 pm Fri: 9:00 am-5:30 pm Drive-up Hours Mon-Thu: 9:00 am-5:00 pm Fri: 9:00 am-5:30 pm
Bittersweet 34
345 N Bittersweet Rd, Mishawaka, IN, 46544-4220
Mon-Thu: 9:00am-5:00pm Fri: 9:00am-5:30pm Sat: 9:00am-12:00pm Live Teller Mon-Fri: 8:00 am-6:00 pm Sat: 8:00 am-1:00 pm
39 more locations not shown.