Lancaster, PA · Federal Credit Union · Chartered in PA
Who can join
Community / multiple bond
Members
24,692
Net Worth Ratio
8.39%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$450.1M
Total Shares
$414.8M
Total Loans
$351.4M
Net Income
$1.1M
Net Worth Ratio
8.39%
≥7% = Well Capitalized
Members
24,692
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.37%
$1.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 368 | 239 | 85 | 65.0% | 23.1% |
| 2022 | 487 | 355 | 115 | 72.9% | 23.6% |
| 2021 | 300 | 199 | 75 | 66.3% | 25.0% |
No CFPB complaint data available for this credit union.
Administrative Center
2160 Lincoln Hwy E Ste 20, Lancaster, PA, 17602
M-F, 9 8:30-5:30
Sarasota
3407 Bahia Vista St, Sarasota, FL, 34239
M-Th, 9 am - 4 pm; F, 9 am - 5pm
Ephrata
1021 Sharp Ave, Ephrata, PA, 17522
Lobby: Mon-Fri 9-5 Drive up: Mon-Thu 9-5; F 9-6
Belleville
4417 E Main St, Belleville, PA, 17004
M-Th, 9 am - 5 pm; F, 9 am - 6 pm
Mount Joy
962 E Main St, Mount Joy, PA, 17552
In person hours: Mon - Fri 9-5 Video banking hours: Mon-Fri 9-5
Goshen - College Ave
1301 College Ave, Goshen, IN, 46526
M-F - 8:30 - 5pm Drive-up - 8:30 - 5pm
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<a href="https://bankscorer.com/credit-union/everence" target="_blank" rel="noopener">View EVERENCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.7%· healthy range 60–80%
Kidron
4136 Kidron Rd, Dalton, OH, 44618
M-Thurs 9 am - 5 pm F 9am - 6pm Drive-up: M-Thurs - 8:30 - 5:00 pm, Fri 8:30-6:00pm
Harrisonburg
841 Mount Clinton Pike STE B, Harrisonburg, VA, 22802
M-Fri 9 am to 5 pm
Lincoln Hwy
2160 Lincoln Hwy E Ste 15, Lancaster, PA, 17602
Mon - Fri 9:00 - 5:00 Sat 9:00 - 12:00
Philadelphia
861 E Allegheny Ave, Philadelphia, PA, 19134
Mon-Fri 9-5
2 more locations not shown.