Bakersfield, CA · Federal Credit Union · Chartered in CA
Who can join
Multiple select employee groups
Members
1,058
Net Worth Ratio
7.50%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$12.4M
Total Shares
$11.6M
Total Loans
$6.1M
Net Income
$31K
Net Worth Ratio
7.50%
≥7% = Well Capitalized
Members
1,058
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.00%
$61K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Espeeco
2801 H St, Bakersfield, CA, 93301-1913
8:30am to 5:00 pm
T.W. Telecom
5425 E Raines Rd Ste 6, Memphis, TN, 38115
Share One Corp.
2650 Thousand Oaks Blvd, Memphis, TN, 38118
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/espeeco" target="_blank" rel="noopener">View ESPEECO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 52.8%· healthy range 60–80%