Oak Ridge, TN · Federal Credit Union · Chartered in TN
Who can join
Employer / occupational group
Members
48,359
Net Worth Ratio
11.87%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$972.5M
Total Shares
$853.3M
Total Loans
$722.7M
Net Income
$2.2M
Net Worth Ratio
11.87%
≥7% = Well Capitalized
Members
48,359
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.10%
$715K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 261 | 226 | 7 | 86.6% | 2.7% |
| 2022 | 436 | 369 | 14 | 84.6% | 3.2% |
| 2021 | 442 | 355 | 22 | 80.3% | 5.0% |
No CFPB complaint data available for this credit union.
MAIN OFFICE
201 S ILLINOIS AVE, OAK RIDGE, TN, 37830
M-F 9:00-5:00
NORTH KNOXVILLE BRANCH
5201 SCHUBERT RD, KNOXVILLE, TN, 37912
M-F 9:00-5:00
WEST KNOXVILLE BRANCH
9210 KINGSTON PIKE, KNOXVILLE, TN, 37922-2317
M-F 9:00-5:00
CLINTON BRANCH
1116 N CHARLES G SEIVERS BLVD, CLINTON, TN, 37716
M-F 9:00-5:00
ROANE COUNTY BRANCH
1009 BRADFORD WAY, KINGSTON, TN, 37763
M-F 9:00-5:00
NEW TAZEWELL BRANCH
404 S BROAD ST, NEW TAZEWELL, TN, 37825
M-F 9:00-5:00
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<a href="https://bankscorer.com/credit-union/enrichment" target="_blank" rel="noopener">View ENRICHMENT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.7%· healthy range 60–80%
NORTHSHORE BRANCH
9419 S NORTHSHORE DR, KNOXVILLE, TN, 37922
M-F 9:00-5:00
HALLS BRANCH
7005 Maynardville Pike, KNOXVILLE, TN, 37918-5737
M-F 9:00 - 5:00
MIDTOWN at PINNACLE POINT
1834 Roane State Hwy, Harriman, TN, 37748-8309
M-F 9:00 - 5:00