🏦Bank Scorer

ENGAGE

Natchitoches, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #22005Est. 1975RSSD: 891084

Members

4,236

Net Worth Ratio

20.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$29.2M

Peer Group 3

Members

4,236

as of latest quarter

Net Worth Ratio

20.90%

Well Capitalized

Institution Profile

NCUA

Address

256 Highway 3175 Byp, Natchitoches, LA 71457-9601

Chartered

1975

Branch Locations

3 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$29.2M

Total Shares

$22.9M

Total Loans

$21.0M

Net Income

$275K

Net Worth Ratio

20.90%

≥7% = Well Capitalized

Members

4,236

Return on Assets

0.94%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.33%

$70K

Loan-to-share ratio: 91.7%· healthy range 60–80%

Branch Locations

NCUA

Engage FCU

256 Highway 3175 Byp, Natchitoches, LA, 71457-9601

Monday - Friday 9:00 AM - 5:00 PM

MainATMDrive-thru

EPL

22 Inverness Center Pkwy Ste 400, Hoover, AL, 35242-4879

Engage FCU

8034 Shreveport Hwy, Pineville, LA, 71360

8:00 - 4:00 PM Central

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.