Houston, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
19,696
Net Worth Ratio
9.70%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$261.2M
Total Shares
$233.0M
Total Loans
$208.3M
Net Worth Ratio
9.70%
≥7% = Well Capitalized
Members
19,696
Delinquency Rate (60d+)
0.47%
$982K
Loan-to-share ratio: 89.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 100 | 42 | 27 | 42.0% | 27.0% |
| 2022 | 113 | 53 | 29 | 46.9% | 25.7% |
| 2021 | 115 | 64 | 13 | 55.6% | 11.3% |
No CFPB complaint data available for this credit union.
Northwest Community Branch
18540 Northwest Fwy, Houston, TX, 77065
9:00 am - 5:00 pm Monday thru Friday 9:00 am - 12:00 pm Saturday
Campus Branch
Nature 2 Bldg LL B250, Spring, TX, 77389-1425
Lobby Hours9:00 a.m. - 2:00 p.m. M-F
Spring Community Branch
24396 I-45 North, Spring, TX, 77386
9:00 am - 5:00 pm Monday thru Friday9:00 am - 12:00 pm Saturday
Katy Branch
3211 Peek Rd, Katy, TX, 77449
M-F 9:00 a.m. to 5:00 p.m. Sat 9:00 a.m. to 12:00 p.m.
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<a href="https://bankscorer.com/credit-union/energy-capital" target="_blank" rel="noopener">View ENERGY CAPITAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.