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EMPLOYEES CHOICE

El Cajon, CA · Federal Credit Union · Chartered in CA

Well Capitalized

Who can join

Community — open geographic area

Charter #13526Est. 1960RSSD: 849384

Members

1,068

Net Worth Ratio

11.66%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.0M

Peer Group 3

Members

1,068

as of latest quarter

Net Worth Ratio

11.66%

Well Capitalized

Institution Profile

NCUA

Address

266 S Magnolia Ave Ste 101, El Cajon, CA 92020

Chartered

1960

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.0M

Total Shares

$20.2M

Total Loans

$8.7M

Net Worth Ratio

11.66%

≥7% = Well Capitalized

Members

1,068

Loan-to-share ratio: 43.0%· healthy range 60–80%

Branch Locations

NCUA

Employees Choice Federal Credit Union

266 S Magnolia Ave Ste 101, El Cajon, CA, 92020

M, T 9:00am to 4:30pm W 10:30am to 4:30pm Th, F 9:00am to 5:00pm

Main

La Mesa Branch

7839 University Ave Ste 101, La Mesa, CA, 91942

M-T 9am - 4:30pmW 10:30am - 4:30pmTh-F 9am - 5pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.