Indianapolis, IN · Federal Credit Union · Chartered in IN
Who can join
Community — open geographic area
Members
100,051
Net Worth Ratio
11.49%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.50B
Total Shares
$2.12B
Total Loans
$1.66B
Net Income
$5.7M
Net Worth Ratio
11.49%
≥7% = Well Capitalized
Members
100,051
Return on Assets
0.23%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.29%
$4.8M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,297 | 1,583 | 405 | 68.9% | 17.6% |
| 2022 | 3,168 | 2,179 | 445 | 68.8% | 14.1% |
| 2021 | 3,261 | 2,381 | 345 | 73.0% | 10.6% |
No CFPB complaint data available for this credit union.
Elements-FB
225 S East St, Indianapolis, IN, 46202
M-F 8:30-5
Elements-LCC
639 S Delaware St, Indianapolis, IN, 46225
M-F 8-4:30
Elements-LTC
1400 W Raymond St, Indianapolis, IN, 46221-2004
M-F 8-4:30
Elements_IGC
302 W Washington St Rm E030, Indianapolis, IN, 46204
M-F 8:00AM - 4:00PM
Elements_FB
225 S East St, Indianapolis, IN, 46202
M-F 8-4
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<a href="https://bankscorer.com/credit-union/elements-financial" target="_blank" rel="noopener">View ELEMENTS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 78.0%· healthy range 60–80%