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ELECTRIC MACHINERY EMPLOYEES

Minneapolis, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

State government employees (special charter)

Charter #63988Est. 1946RSSD: 64794

Members

748

Net Worth Ratio

24.01%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.6M

Peer Group 2

Members

748

as of latest quarter

Net Worth Ratio

24.01%

Well Capitalized

Institution Profile

NCUA

Address

800 Central Ave, Minneapolis, MN 55413

Chartered

1946

Branch Locations

1 location

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.6M

Total Shares

$6.5M

Total Loans

$3.8M

Net Income

$-22,742

Net Worth Ratio

24.01%

≥7% = Well Capitalized

Members

748

Return on Assets

-0.26%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.16%

$44K

Loan-to-share ratio: 58.3%· healthy range 60–80%

Branch Locations

NCUA

ELECTRIC MACHINERY EMPLOYEES CREDIT UNION

800 CENTRAL AVE NE, MINNEAPOLIS, MN, 55413-2403

8:OOAM TO 4:30PM CLOSED FOR LUNCH 1:00PM-1:30PM

Main

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.