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EL MONTE COMMUNITY

El Monte, CA · Corporate Credit Union · Chartered in CA

MDIWell Capitalized

Who can join

State government employees (special charter)

Charter #95072Est. 1956RSSD: 248996

Members

2,649

Net Worth Ratio

10.67%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$33.0M

Peer Group 3

Members

2,649

as of latest quarter

Net Worth Ratio

10.67%

Well Capitalized

Institution Profile

NCUA

Address

11718 Ramona Blvd, El Monte, CA 91732

Chartered

1956

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$33.0M

Total Shares

$29.0M

Total Loans

$17.3M

Net Income

$47K

Net Worth Ratio

10.67%

≥7% = Well Capitalized

Members

2,649

Return on Assets

0.14%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.18%

$31K

Loan-to-share ratio: 59.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

11718 Ramona Blvd, El Monte, CA, 91732

Monday thru Friday 9-5 pm

MainATM

PORTICO FISERV

2601 NETWORK BLVD, FRISCO, TX, 75034

Monday thru Friday 9-5 mountain time

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.