Effingham, IL · Corporate Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
1,010
Net Worth Ratio
19.49%
min. 7% = Well Capitalized
Contact & Details
NCUACredit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.8M
Total Shares
$4.7M
Total Loans
$4.8M
Net Income
$35K
Net Worth Ratio
19.49%
≥7% = Well Capitalized
Members
1,010
Return on Assets
0.61%
annualized · >0.5% healthy
Loan-to-share ratio: 102.1%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Effingham Highway Credit Union
400 W Wabash Ave, Effingham, IL, 62401-2670
M-F 8:00 am - noon and 1:00 pm - 4:00 pm
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<a href="https://bankscorer.com/credit-union/effingham-highway" target="_blank" rel="noopener">View EFFINGHAM HIGHWAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.