Columbus, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
12,087
Net Worth Ratio
9.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$149.1M
Total Shares
$129.8M
Total Loans
$103.7M
Net Worth Ratio
9.56%
≥7% = Well Capitalized
Members
12,087
Delinquency Rate (60d+)
1.44%
$1.5M
Loan-to-share ratio: 79.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 142 | 101 | 13 | 71.1% | 9.2% |
| 2022 | 140 | 106 | 10 | 75.7% | 7.1% |
| 2021 | 151 | 112 | 11 | 74.2% | 7.3% |
No CFPB complaint data available for this credit union.
Columbus Branch / Corporate HQ
510 E Mound St, Columbus, OH, 43215-5539
Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m.- 6:00 p.m.Saturday 9:00 a.m. - 1:00 p.m.
Reynoldsburg Branch
5950 Carnaby Way, Columbus, OH, 43213
Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m.- 6:00 p.m. Saturday 9:00 a.m. - 1:00 p.m.
Reynoldsburg HS Student-Run Branch
6699 E Livingston Ave, Reynoldsburg, OH, 43068-3688
Tuesdays & Thursdays from 10:00 a.m. to 1:00 p.m.
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<a href="https://bankscorer.com/credit-union/education-first-credit-union-inc" target="_blank" rel="noopener">View EDUCATION FIRST CREDIT UNION, INC. on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.