Beaumont, TX · Federal Credit Union · Chartered in TX
Who can join
Occupational / select employee group
Members
32,587
Net Worth Ratio
8.82%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$589.9M
Total Shares
$543.4M
Total Loans
$355.2M
Net Income
$1.0M
Net Worth Ratio
8.82%
≥7% = Well Capitalized
Members
32,587
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.29%
$1.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 264 | 136 | 67 | 51.5% | 25.4% |
| 2022 | 356 | 171 | 105 | 48.0% | 29.5% |
| 2021 | 361 | 142 | 127 | 39.3% | 35.2% |
No CFPB complaint data available for this credit union.
Education First Federal Credit Union - Administration
7025 Eastex Fwy, Beaumont, TX, 77706-6515
Monday - Friday: 9:00 A.M. - 5:00 P.M. Saturday: 9:00 A.M. - 12:00 P.M.
Education First Federal Credit Union
6885 Eastex Fwy, Beaumont, TX, 77706-6514
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
4695 Rolfe Christopher Dr, Beaumont, TX, 77705-5511
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
4350 Laurel St, Beaumont, TX, 77707-0001
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
333 Highway 96 S, Silsbee, TX, 77656-4807
Monday - Friday: 9:00 A.M. - 5:00 P.M.
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<a href="https://bankscorer.com/credit-union/education-first" target="_blank" rel="noopener">View EDUCATION FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 65.4%· healthy range 60–80%
Education First Federal Credit Union
155 W Monroe St, Kountze, TX, 77625-7613
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
1121 S Magnolia St Ste 900, Woodville, TX, 75979-5673
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Education First Federal Credit Union
2014 S Wheeler St, Jasper, TX, 75951-5624
Monday - Friday: 9:00 A.M. - 5:00 P.M.
Access Corp
740 Fannin St, Beaumont, TX, 77701
9:00am-5:00pm
Lumberton Branch
199 S LHS Dr, Lumberton, TX, 77657
Monday-Friday: 9:00 AM to 5:00 PM