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EDDY

Carlsbad, NM · Federal Credit Union · Chartered in NM

Well Capitalized

Who can join

Multiple / other

Charter #9566Est. 1954RSSD: 948380

Members

4,950

Net Worth Ratio

18.11%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$62.1M

Peer Group 4

Members

4,950

as of latest quarter

Net Worth Ratio

18.11%

Well Capitalized

Institution Profile

NCUA

Address

901 W Pierce St., Carlsbad, NM 88220-5268

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$62.1M

Total Shares

$50.1M

Total Loans

$42.8M

Net Worth Ratio

18.11%

≥7% = Well Capitalized

Members

4,950

Loan-to-share ratio: 85.4%· healthy range 60–80%

Branch Locations

NCUA

Eddy Federal Credit Union

901 W Pierce St, Carlsbad, NM, 88220-5268

8:00-5:30 Monday through Friday

MainATMDrive-thru

Eddy Federal CU South

1711 S Canal St, Carlsbad, NM, 88220

8:00-5:30 Monday thru Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.