ECU
Seminole, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
2,336
Net Worth Ratio
16.57%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$35.9M
Peer Group 3
Members
2,336
as of latest quarter
Net Worth Ratio
16.57%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$35.9M
Total Shares
$29.7M
Total Loans
$14.3M
Net Income
$295
Net Worth Ratio
16.57%
≥7% = Well Capitalized
Members
2,336
Return on Assets
0.00%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$34K
Loan-to-share ratio: 48.2%· healthy range 60–80%
Branch Locations
NCUAFairways
8250 Bryan Dairy Rd Ste 150, Largo, FL, 33777
Monday - Friday 8:15 to 4:15
Houston
16597 Interstate 45 S, Conroe, TX, 77385
Monday - Friday 8:15 to 4:15
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/ecu" target="_blank" rel="noopener">View ECU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.