🏦Bank Scorer

EASTERN PANHANDLE

Martinsburg, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #19890Est. 1970RSSD: 451880

Members

2,728

Net Worth Ratio

11.70%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$18.5M

Peer Group 3

Members

2,728

as of latest quarter

Net Worth Ratio

11.70%

Well Capitalized

Institution Profile

NCUA

Address

36 Gm Access Rd, Martinsburg, WV 25403

Chartered

1970

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$18.5M

Total Shares

$16.2M

Total Loans

$11.7M

Net Income

$2K

Net Worth Ratio

11.70%

≥7% = Well Capitalized

Members

2,728

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.17%

$20K

Loan-to-share ratio: 72.5%· healthy range 60–80%

Branch Locations

NCUA

Main Office

36 GM Access Rd, Martinsburg, WV, 25403

M-Fr 8-4 (These hours include drive up hours. Lobby hours are less.)

MainATMDrive-thru

Disaster Recovery CUs

Martinsburg VA FCU or Berkeley Co Schools FCU, Kearneysville, WV, 25430

varies depending on cu office

Vital Records

10300 Eaton Pl Ste 260, Fairfax, VA, 22030-2255

24/7

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.