EAST COUNTY SCHOOLS
El Cajon, CA · Federal Credit Union · Chartered in CA
Who can join
Community — open geographic area
Members
4,754
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$147.5M
Peer Group 5
Members
4,754
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$147.5M
Total Shares
$132.7M
Total Loans
$77.4M
Net Income
$26K
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
4,754
Return on Assets
0.02%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$106K
Loan-to-share ratio: 58.4%· healthy range 60–80%
Branch Locations
NCUAMain
1069 Graves Ave Ste 100, El Cajon, CA, 92021-4573
Monday thru Friday from 9:00am to 5:00pm
opentext
2440 Sand Hill Rd Ste 301, Menlo Park, CA, 94025-6900
24 hours 7 days a week
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/east-county-schools" target="_blank" rel="noopener">View EAST COUNTY SCHOOLS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.