E L C O
Elberton, GA · Federal Credit Union · Chartered in GA
Who can join
Community — open geographic area
Members
692
Net Worth Ratio
19.99%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$5.2M
Peer Group 2
Members
692
as of latest quarter
Net Worth Ratio
19.99%
Well Capitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$5.2M
Total Shares
$4.1M
Total Loans
$3.7M
Net Worth Ratio
19.99%
≥7% = Well Capitalized
Members
692
Delinquency Rate (60d+)
0.31%
$12K
Loan-to-share ratio: 90.9%· healthy range 60–80%
Branch Locations
NCUAELCO FCU
50 Laurel Dr Bldg B, Elberton, GA, 30635
Mon through Friday1:00 through 4:30
Fed Comp
3900 Jermantown Rd, Fairfax, VA, 22030
M-F8:30 - 5:00
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/e-l-c-o" target="_blank" rel="noopener">View E L C O on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.