DOWNRIVER COMMUNITY
Ecorse, MI · Federal Credit Union · Chartered in MI
Who can join
Employer / occupational group
Members
12,303
Net Worth Ratio
10.50%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$193.5M
Peer Group 5
Members
12,303
as of latest quarter
Net Worth Ratio
10.50%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$193.5M
Total Shares
$181.2M
Total Loans
$71.4M
Net Worth Ratio
10.50%
≥7% = Well Capitalized
Members
12,303
Delinquency Rate (60d+)
0.43%
$310K
Loan-to-share ratio: 39.4%· healthy range 60–80%
Branch Locations
NCUASouthgate Central
15261 Trenton Rd, Southgate, MI, 48195
Monday - Thursday, 9 - 5Friday 9 - 6Saturday 9- 1
Ecorse Brach
4320 W Jefferson Ave, Ecorse, MI, 48229-1532
Lobby: 9:30am - 5:00pm Mon thru Thurs 9:30am - 6:00pm Friday Drive Thru 8:00am - 5:00pm Mon thru Thurs
Woodhaven Branch
18707 West Rd, Woodhaven, MI, 48183-3316
Lobby: 9:30am - 5:00pm Mon thru Thurs 9:30am - 6:00pm Friday Drive Thru 8:00am - 5:00pm Mon thru Thurs
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/downriver-community" target="_blank" rel="noopener">View DOWNRIVER COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.