Baileyville, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
25,342
Net Worth Ratio
8.81%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$327.7M
Total Shares
$295.1M
Total Loans
$273.7M
Net Income
$416K
Net Worth Ratio
8.81%
≥7% = Well Capitalized
Members
25,342
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.55%
$1.5M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 43 | 26 | 14 | 60.5% | 32.6% |
| 2021 | 62 | 52 | 6 | 83.9% | 9.7% |
No CFPB complaint data available for this credit union.
Main Office
23 Third Ave, Baileyville, ME, 04694
9:00 a.m. to 4:00 p.m. Monday - Friday
Machias
211 Main St, Machias, ME, 04654
9:00 a.m. to 4:00 p.m. Monday through Friday
Belfast
92 Lincolnville Ave, Belfast, ME, 04915
9:00 a.m. to 4:00 p.m. Monday through Friday
Unity
58 School St, Unity, ME, 04988
9:00 a.m. to 4:00 p.m. Monday through Friday
Brewer
460 Wilson St Ste 1, Brewer, ME, 04412-1417
9:00 a.m. to 4:00 p.m. Monday through Friday
Calais
254 North St, Calais, ME, 04619-1620
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/downeast" target="_blank" rel="noopener">View DOWNEAST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 92.7%· healthy range 60–80%
9:00 a.m. to 4:00 p.m. Monday through Friday
Richmond
151 Main St, Richmond, ME, 04357
9:00 a.m. to 4:00 p.m. Monday through Friday
Topsham
94 Main St, Topsham, ME, 04086
9:00 a.m. to 4:00 p.m. Monday through Friday