Lewiston, ME · Federal Credit Union · Chartered in ME
Who can join
Employer / occupational group
Members
28,620
Net Worth Ratio
10.09%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$494.9M
Total Shares
$441.5M
Total Loans
$374.1M
Net Worth Ratio
10.09%
≥7% = Well Capitalized
Members
28,620
Delinquency Rate (60d+)
0.63%
$2.3M
Loan-to-share ratio: 84.7%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 290 | 165 | 81 | 56.9% | 27.9% |
| 2022 | 446 | 267 | 124 | 59.9% | 27.8% |
| 2021 | 530 | 348 | 107 | 65.7% | 20.2% |
No CFPB complaint data available for this credit union.
Auburn
20 Washington St N, Auburn, ME, 04210
M-F 9AM to 5PM Sa 9AM to Noon
Mechanic Falls
1 Lewiston St, Mechanic Falls, ME, 04256
M - F 9AM to 5PM Sa 9AM to Noon
South Paris
172 Pine St, South Paris, ME, 04281
M - F 9AM to 5PM Sa 9AM to Noon
Forrestal
26 Forrestal St, Lewiston, ME, 04240-3506
M-F 8am-5pmOperational Center
Scarborough
424 Payne Rd, Scarborough, ME, 04074
Monday - Friday 9:00 AM - 5:00 PM
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<a href="https://bankscorer.com/credit-union/dirigo" target="_blank" rel="noopener">View DIRIGO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.