Ridgecrest, CA · Federal Credit Union · Chartered in CA
Who can join
Employer / occupational group
Members
5,974
Net Worth Ratio
9.20%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$89.4M
Total Shares
$80.2M
Total Loans
$42.9M
Net Income
$155K
Net Worth Ratio
9.20%
≥7% = Well Capitalized
Members
5,974
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.10%
$42K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Credit Union
100 E Ward Ave, Ridgecrest, CA, 93555-2668
Monday - Friday 10-6 Saturday 10-2
Bishop
136 W Line St, Bishop, CA, 93514-3402
10am to 4pm
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<a href="https://bankscorer.com/credit-union/desert-valleys" target="_blank" rel="noopener">View DESERT VALLEYS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 53.5%· healthy range 60–80%