Portsmouth, OH · Federal Credit Union · Chartered in OH
Who can join
Employer / occupational group
Members
25,083
Net Worth Ratio
11.74%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$538.8M
Total Shares
$471.4M
Total Loans
$319.0M
Net Income
$1.2M
Net Worth Ratio
11.74%
≥7% = Well Capitalized
Members
25,083
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.25%
$797K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 401 | 233 | 70 | 58.1% | 17.5% |
| 2022 | 684 | 429 | 70 | 62.7% | 10.2% |
| 2021 | 942 | 732 | 82 | 77.7% | 8.7% |
No CFPB complaint data available for this credit union.
Desco Federal Credit Union
401 Chillicothe St, Portsmouth, OH, 45662
9:00 am to 5:pm
Desco
575 West St, Minford, OH, 45653
9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
Desco
414 Washington St, Portsmouth, OH, 45662
8:30am - 5:30am mon-fri 9:00am - 1:00pm sat
Desco
8790 Ohio River Rd, Wheelersburg, OH, 45694
9:00am-5:00pm office mon-fri 8:30am-5:30pm drive-up mon-fri 9:00am-1:00pm drive-up sat
Desco
2915 S 3rd St, Ironton, OH, 45638
9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
Desco
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<a href="https://bankscorer.com/credit-union/desco" target="_blank" rel="noopener">View DESCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 67.7%· healthy range 60–80%
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9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
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