DESCO
Portsmouth, OH · Federal Credit Union · Chartered in OH
Who can join
Employer / occupational group
Members
25,083
Net Worth Ratio
11.74%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$538.8M
Peer Group 6
Members
25,083
as of latest quarter
Net Worth Ratio
11.74%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$538.8M
Total Shares
$471.4M
Total Loans
$319.0M
Net Income
$1.2M
Net Worth Ratio
11.74%
≥7% = Well Capitalized
Members
25,083
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.25%
$797K
Loan-to-share ratio: 67.7%· healthy range 60–80%
Branch Locations
NCUADesco Federal Credit Union
401 Chillicothe St, Portsmouth, OH, 45662
9:00 am to 5:pm
Desco
575 West St, Minford, OH, 45653
9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
Desco
414 Washington St, Portsmouth, OH, 45662
8:30am - 5:30am mon-fri 9:00am - 1:00pm sat
Desco
8790 Ohio River Rd, Wheelersburg, OH, 45694
9:00am-5:00pm office mon-fri 8:30am-5:30pm drive-up mon-fri 9:00am-1:00pm drive-up sat
Desco
2915 S 3rd St, Ironton, OH, 45638
9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
Desco
1211 Carter Ave, Ashland, KY, 41101-7514
9:00am - 5:00pm office mon-fri 8:30am - 5:30pm drive-up mon-fri 9:00am - 1:00pm drive-up sat
DESCO FEDERAL CREDIT UNION
501 Seaton Ave, Greenup, KY, 41144
8:30am to 5:30pm
DESCO
1438 6th Ave, Huntington, WV, 25701-2421
9:00 AM - 5:00 PM
Desco Federal Credit Union
19 High Street, Lucasville, OH, 45648
8:30 - 5:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/desco" target="_blank" rel="noopener">View DESCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.