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DAKOTA WEST

Watford City, ND · State Credit Union · Chartered in ND

Well Capitalized

Who can join

State government employees (special charter)

Charter #62380Est. 1941RSSD: 629791

Members

7,200

Net Worth Ratio

13.30%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$339.2M

Peer Group 5

Members

7,200

as of latest quarter

Net Worth Ratio

13.30%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1496, Watford City, ND 58854

Chartered

1941

Branch Locations

8 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$339.2M

Total Shares

$295.5M

Total Loans

$160.8M

Net Income

$621K

Net Worth Ratio

13.30%

≥7% = Well Capitalized

Members

7,200

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

4.19%

$6.7M

Loan-to-share ratio: 54.4%· healthy range 60–80%

Branch Locations

NCUA

Dakota West Credit Union

340 N MAIN ST, Watford City, ND, 58854

8:00 a.m. - 5:30 p.m.

MainATMDrive-thru

Dakota West Credit Union Turtle Lake Branch

118 Main St, Turtle Lake, ND, 58575

Monday-Friday 8:00-5:00

Drive-thru

Dakota West Credit Union Mohall Branch

202 Main St E, Mohall, ND, 58761

Monday-Friday 8:00-5:00

ATMDrive-thru

Dakota West Credit Union New England Branch

900 Main St, New England, ND, 58647

Monday-Friday 8:00-5:00

Dakota West Credit Union Bowman Branch

211 1st Ave SW, Bowman, ND, 58623

Monday-Friday 8:00-5:00

ATMDrive-thru

Dakota West CU - Grenora Branch

115 Main St, Grenora, ND, 58845

Mon-Friday 8:30-5:00

ATM

Dakota West CU-New Town Branch

105 East Ave, New Town, ND, 58763

Mon-Friday 8:00-5:00

ATMDrive-thru

Dakota West CU-Washburn Branch

1187 Border Lane, Washburn, ND, 58577

Mon-Friday 8:00-5:00 Sat. 8:30-12:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
20233214743.8%21.9%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.