DAKOTA WEST
Watford City, ND · State Credit Union · Chartered in ND
Who can join
State government employees (special charter)
Members
7,200
Net Worth Ratio
13.30%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$339.2M
Peer Group 5
Members
7,200
as of latest quarter
Net Worth Ratio
13.30%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$339.2M
Total Shares
$295.5M
Total Loans
$160.8M
Net Income
$621K
Net Worth Ratio
13.30%
≥7% = Well Capitalized
Members
7,200
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
4.19%
$6.7M
Loan-to-share ratio: 54.4%· healthy range 60–80%
Branch Locations
NCUADakota West Credit Union
340 N MAIN ST, Watford City, ND, 58854
8:00 a.m. - 5:30 p.m.
Dakota West Credit Union Turtle Lake Branch
118 Main St, Turtle Lake, ND, 58575
Monday-Friday 8:00-5:00
Dakota West Credit Union Mohall Branch
202 Main St E, Mohall, ND, 58761
Monday-Friday 8:00-5:00
Dakota West Credit Union New England Branch
900 Main St, New England, ND, 58647
Monday-Friday 8:00-5:00
Dakota West Credit Union Bowman Branch
211 1st Ave SW, Bowman, ND, 58623
Monday-Friday 8:00-5:00
Dakota West CU - Grenora Branch
115 Main St, Grenora, ND, 58845
Mon-Friday 8:30-5:00
Dakota West CU-New Town Branch
105 East Ave, New Town, ND, 58763
Mon-Friday 8:00-5:00
Dakota West CU-Washburn Branch
1187 Border Lane, Washburn, ND, 58577
Mon-Friday 8:00-5:00 Sat. 8:30-12:00
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 32 | 14 | 7 | 43.8% | 21.9% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/dakota-west" target="_blank" rel="noopener">View DAKOTA WEST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.