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CY-FAIR

Houston, TX · Federal Credit Union · Chartered in TX

Well Capitalized

Who can join

Employer / occupational group

Charter #11452Est. 1956RSSD: 735580

Members

25,878

Net Worth Ratio

9.31%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$387.3M

Peer Group 5

Members

25,878

as of latest quarter

Net Worth Ratio

9.31%

Well Capitalized

Institution Profile

NCUA

Address

9601 Jones Rd, Suite 200, Houston, TX 77065

Chartered

1956

Branch Locations

7 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$387.3M

Total Shares

$351.0M

Total Loans

$241.9M

Net Worth Ratio

9.31%

≥7% = Well Capitalized

Members

25,878

Delinquency Rate (60d+)

0.82%

$2.0M

Loan-to-share ratio: 68.9%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

9601 Jones Rd, Houston, TX, 77065

Monday - Friday 8:15 - 5:15

Main

Skinner Branch

13525 Skinner Rd, Cypress, TX, 77429

Monday thru Friday 9:00 - 5:00 P.M.Saturday 9:00 - 1:00 P.M.Interactive Teller MachinesMonday thru Friday 9:00 - 6:00 P.M.Saturday 9:00 - 2:00 P.M.

ATMDrive-thru

Jones Branch

9601 Jones Rd, Houston, TX, 77065

Monday thru Friday 9:00 - 5:00 P.M.Saturday 9:00 - 1:00 P.M.Interactive Teller MachinesMonday thru Friday 9:00 - 6:00 P.M.Saturday 9:00 - 2:00 P.M.

ATMDrive-thru

Towne Lake

9915 Barker Cypress Rd, Cypress, TX, 77433

Monday thru Friday 9:00 - 5:00 P.M.Saturday 9:00 - 1:00 P.M.Interactive Teller MachinesMonday thru Friday 9:00 - 6:00 P.M.Saturday 9:00 - 2:00 P.M.

ATMDrive-thru

Prarie View

104 FM 1098 University Dr, Prairie View, TX, 77446

MON-FRI 8:00AM-05:00PM SAT CLOSED

ATMDrive-thru

Team Financial

2190 North Loop W Ste 108, Houston, TX, 77018-8007

9am-5pm

Copperfield Branch

7060 Highway 6 N, Houston, TX, 77095-2056

Monday thru Friday 9:00 - 5:00 P.M.Saturday 9:00 - 1:00 P.M.Interactive Teller MachinesMonday thru Friday 9:00 - 6:00 P.M.Saturday 9:00 - 2:00 P.M.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.