CROSSROADS FINANCIAL
Portland, IN · Federal Credit Union · Chartered in IN
Who can join
Employer / occupational group
Members
9,003
Net Worth Ratio
14.22%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$104.3M
Peer Group 5
Members
9,003
as of latest quarter
Net Worth Ratio
14.22%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$104.3M
Total Shares
$89.0M
Total Loans
$45.9M
Net Worth Ratio
14.22%
≥7% = Well Capitalized
Members
9,003
Delinquency Rate (60d+)
0.08%
$35K
Loan-to-share ratio: 51.5%· healthy range 60–80%
Branch Locations
NCUAMain Office
1102 W Votaw ST, Portland, IN, 47371
Monday through Thursday 8:00 AM - 7:00 PM Friday 7:30 AM - 7:00 PM Saturday 8:00 AM - 3:00 PM
Dunkirk
18919 N State Road 167N, Dunkirk, IN, 47336-9144
Monday - Thursday - 8:30 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday 8:30 AM - 12:00 PM
Winchester
151 N Middle School RD, Winchester, IN, 47394-8102
Monday - Thursday - 8:30 AM - 4:30 PM Friday 8:00AM - 5:00 PM Saturday 8:30 AM - 12:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/crossroads-financial" target="_blank" rel="noopener">View CROSSROADS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.