Portland, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
37,387
Net Worth Ratio
10.45%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$439.2M
Total Shares
$391.5M
Total Loans
$296.9M
Net Worth Ratio
10.45%
≥7% = Well Capitalized
Members
37,387
Delinquency Rate (60d+)
0.79%
$2.3M
Loan-to-share ratio: 75.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 204 | 142 | 32 | 69.6% | 15.7% |
| 2022 | 247 | 163 | 19 | 66.0% | 7.7% |
| 2021 | 387 | 254 | 39 | 65.6% | 10.1% |
No CFPB complaint data available for this credit union.
Main Office
50 Riverside Industrial Pkwy, Portland, ME, 04103
Mon - Friday 8 AM - 5 PM
Scarborough Office
313 US Route 1, Scarborough, ME, 04074
Mon - Friday 8 AM - 5 PM
Augusta Office
399 Western Ave, Augusta, ME, 04330
Mon - Friday 8 AM - 5 PM
Forest Ave Location
285 Forest Ave, Portland, ME, 04101
Mon - Friday 8 AM - 5 PM
Middle St Location
35 Middle St, Portland, ME, 04101
Mon - Friday 8 AM - 5 PM
Lewiston Office
321 Main St, Lewiston, ME, 04240
Mon - Friday 8 AM - 5 PM
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<a href="https://bankscorer.com/credit-union/cport" target="_blank" rel="noopener">View CPORT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.