COTTON BELT
Pine Bluff, AR · Federal Credit Union · Chartered in AR
Who can join
Multiple select employee groups
Members
5,754
Net Worth Ratio
16.33%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$70.5M
Peer Group 4
Members
5,754
as of latest quarter
Net Worth Ratio
16.33%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$70.5M
Total Shares
$56.7M
Total Loans
$55.3M
Net Income
$121K
Net Worth Ratio
16.33%
≥7% = Well Capitalized
Members
5,754
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.99%
$1.1M
Loan-to-share ratio: 97.7%· healthy range 60–80%
Branch Locations
NCUAPine Bluff Cotton Belt FCU
1703 River Pines Blvd, Pine Bluff, AR, 71601
8:00 - 4:00 Mon, Tues, Thurs; 9:00 - 4:00 Wed; 8:00 - 5:00 Friday
Pine Bluff Cotton Belt FCU-White Hall
8540 Highway 270, White Hall, AR, 71602-9605
8:00 - 4:00 Mon, Tues, Thurs; 9:00 - 4:00 Wed; 8:00 - 5:00 Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/cotton-belt" target="_blank" rel="noopener">View COTTON BELT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.