Auburn Hills, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
25,722
Net Worth Ratio
11.66%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$479.6M
Total Shares
$372.9M
Total Loans
$372.3M
Net Worth Ratio
11.66%
≥7% = Well Capitalized
Members
25,722
Delinquency Rate (60d+)
0.78%
$2.9M
Loan-to-share ratio: 99.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 216 | 115 | 85 | 53.2% | 39.4% |
| 2022 | 132 | 56 | 66 | 42.4% | 50.0% |
| 2021 | 71 | 32 | 32 | 45.1% | 45.1% |
No CFPB complaint data available for this credit union.
Auburn Hills
2955 University Dr, Auburn Hills, MI, 48326
M-F 9-5:00 Friday only Drive Thru open until 6:00 S 9-1
Center Line
7291 Bernice, Center Line, MI, 48015
M-F 9-5:00 S 9-1
Perrysburg
28543 Oregon Rd, Perrysburg, OH, 43551
M-F 9-5:00 DT 9-6:00 S 9-12:00
Royal Oak
30606 Woodward Ave, Royal Oak, MI, 48073
M-F 9-5Friday only Drive Thru open until 6:009-1 Saturday
Sterling Heights
44911 Mound Rd, Sterling Heights, MI, 48314
Mon - Fri 9am - 5pmSat 9am - 1pm
Toledo
4400 Heatherdowns Blvd, Toledo, OH, 43614-3147
Monday-Thursday 9-5 Friday 9-6 Saturday 9-12
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<a href="https://bankscorer.com/credit-union/cornerstone-community-financial" target="_blank" rel="noopener">View CORNERSTONE COMMUNITY FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Clinton Twp
16673 15 Mile Rd, Clinton Township, MI, 48035-5523
Lobby Hours: Mon - Fri: 9:00am - 5:00pm Saturday: 9:00am - 1:00pm Drive Up Video Teller Hours: Mon-Th: 9:00am - 5:00pm Fri: 9:00am - 6:00pm Sat: 9:00am - 1:00pm
Troy Branch and Operations Center
2138 E Big Beaver Rd, Troy, MI, 48083-2315
9am-5pm
Macomb
20851 Hall Rd, Macomb, MI, 48044-4256
9a-5p M-F 9a-1p Sat