🏦Bank Scorer

COOSA VALLEY

Rome, GA · State Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68683Est. 1954RSSD: 1000388

Members

51,753

Net Worth Ratio

9.52%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$746.2M

Peer Group 6

Members

51,753

as of latest quarter

Net Worth Ratio

9.52%

Well Capitalized

Institution Profile

NCUA

Address

2010 Redmond Cir Nw, Rome, GA 30165

Chartered

1954

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$746.2M

Total Shares

$670.2M

Total Loans

$561.4M

Net Income

$2.1M

Net Worth Ratio

9.52%

≥7% = Well Capitalized

Members

51,753

Return on Assets

0.28%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.35%

$1.9M

Loan-to-share ratio: 83.8%· healthy range 60–80%

Branch Locations

NCUA

Admin Office

2010 Redmond CIR NW, Rome, GA, 30165

9-5pm M-FNot open to public

MainATM

East Rome Branch

1504 Dean Ave SE, Rome, GA, 30161-7104

9 am to 5 Pm Weekdays

ATMDrive-thru

Cedartown Office

819 N Main St, Cedartown, GA, 30125-2325

9Am to 5Pm weekdays

ATMDrive-thru

Cartersville Office

1149 N Tennessee St, Cartersville, GA, 30120-2324

9 to 5 Weekdays

ATMDrive-thru

ROCKMART

1400 Chattahoochee Dr, Rockmart, GA, 30153

9-5 Weekdays

ATMDrive-thru

Main Branch

1307 Redmond Rd NW, Rome, GA, 30165-9655

Main branch. Not corporate office.Lobby: M & F 9-6, T-Th 9-5; D/T: M & F 8:30-6, T-Th 8:30-5

ATMDrive-thru

West Cartersville

15 Walnut Grove Rd SE, Cartersville, GA, 30120-6438

9-5 Weekdays

ATMDrive-thru

Woodstock Branch

12178 SR-92 N, Woodstock, GA, 30188

9-5 Weekdays

ATMDrive-thru

Dallas Office

80 Seven Hills Blvd Ste 501, Dallas, GA, 30132-0576

M-Th 9am-5pm EST, F 9am-6pm EST

ATM

Canton Branch

152 Prominence Point Pkwy, Canton, GA, 30114

M-T 9am-5pm ET, F 9am-6pm ET (D/T opens 8:30am ET each business day

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.