Odessa, TX · Federal Credit Union · Chartered in TX
Who can join
Community / multiple bond
Members
44,122
Net Worth Ratio
13.49%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$811.9M
Total Shares
$704.4M
Total Loans
$503.5M
Net Worth Ratio
13.49%
≥7% = Well Capitalized
Members
44,122
Delinquency Rate (60d+)
0.23%
$1.1M
Loan-to-share ratio: 71.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 264 | 178 | 50 | 67.4% | 18.9% |
| 2022 | 316 | 219 | 53 | 69.3% | 16.8% |
| 2021 | 282 | 188 | 62 | 66.7% | 22.0% |
No CFPB complaint data available for this credit union.
OPERATIONS & TRAINING CENTER
4519 E 51st St, Odessa, TX, 79762
8:30 TO 5:30 M THRU F
SOUTH ODESSA
2201 S Grandview Ave, Odessa, TX, 79766
8:30 TO 5:30 M THRU F
WEST ODESSA
2200 Linda Ave, Odessa, TX, 79763
8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT
CENTRAL MIDLAND
3512 N Midkiff Rd, Midland, TX, 79705
8:30 TO 5:30 M THRU F
SOUTH MIDLAND
310 W Longview Ave, Midland, TX, 79701
8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT
NORTH OFFICE
4900 E 52nd St, Odessa, TX, 79762
8:30 TO 5:30 M THRU F 9:00 TO 1:00 SAT
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<a href="https://bankscorer.com/credit-union/complex-community" target="_blank" rel="noopener">View COMPLEX COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
ANDREWS
1301 N Main St, Andrews, TX, 79714
8:30 to 5:30 M THRU F
BIG SPRING
503 E FM 700, Big Spring, TX, 79720
8:30 to 5:30 M Thru F
LUBBOCK FRANKFORD
6402 Frankford Ave, Lubbock, TX, 79424
8:30 to 5:30 M THRU F
LUBBOCK UNIVERSITY
8603 University Ave, Lubbock, TX, 79423
8:30 to 5:30 M THRU F
1 more location not shown.