Elyria, OH · Corporate Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
7,732
Net Worth Ratio
9.58%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$102.5M
Total Shares
$90.9M
Total Loans
$66.9M
Net Income
$250K
Net Worth Ratio
9.58%
≥7% = Well Capitalized
Members
7,732
Return on Assets
0.24%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$291K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 55 | 47 | 4 | 85.5% | 7.3% |
| 2022 | 90 | 76 | 12 | 84.4% | 13.3% |
| 2021 | 100 | 96 | 1 | 96.0% | 1.0% |
No CFPB complaint data available for this credit union.
Main Office
832 Cleveland St, Elyria, OH, 44035-4141
9am-5pm M/T/Th/F 10am-5pm W 9am-1pm Sat
Lorain Office
5609 W Erie Ave, Lorain, OH, 44053-1639
9am-5pm M/T/Th/F 10am-5pm W 9am-1pm Sat
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<a href="https://bankscorer.com/credit-union/community-star" target="_blank" rel="noopener">View COMMUNITY STAR on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 73.6%· healthy range 60–80%