Chipley, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
15,013
Net Worth Ratio
13.21%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$239.1M
Total Shares
$205.2M
Total Loans
$177.7M
Net Income
$530K
Net Worth Ratio
13.21%
≥7% = Well Capitalized
Members
15,013
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.41%
$720K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 77 | 41 | 12 | 53.3% | 15.6% |
| 2022 | 170 | 135 | 6 | 79.4% | 3.5% |
| 2021 | 81 | 81 | 0 | 100.0% | 0.0% |
No CFPB complaint data available for this credit union.
Chipley-Main
1044 Highway 90, Chipley, FL, 32428
7:00-4:30- Monday-Thursday 7:00-5:30- Friday 9:00-12:00- Saturday
Bonifay Branch
1720 S Waukesha St, Bonifay, FL, 32425
7:00-4:30- Monday-Thursday 7:00-5:30- Friday 9:00-12:00- Saturday
Chipley Operations
1447 Main St, Chipley, FL, 32428
M-Th 8:00-4:30 Fridy - 8:00 - 5:00
Defuniak Branch
775 US Highway 331 S, Defuniak Springs, FL, 32435
Mon-Thu 8-4Fri 8-5Sat 9-12
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/community-south" target="_blank" rel="noopener">View COMMUNITY SOUTH on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 86.6%· healthy range 60–80%