🏦Bank Scorer

COMMUNITY SERVICE

Huntsville, TX · State Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #67974Est. 1954RSSD: 96898

Members

11,379

Net Worth Ratio

9.29%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$162.9M

Peer Group 5

Members

11,379

as of latest quarter

Net Worth Ratio

9.29%

Well Capitalized

Institution Profile

NCUA

Address

250 Fm 2821 Rd W, Huntsville, TX 77320-8422

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$162.9M

Total Shares

$145.4M

Total Loans

$125.1M

Net Income

$22K

Net Worth Ratio

9.29%

≥7% = Well Capitalized

Members

11,379

Return on Assets

0.01%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.27%

$335K

Loan-to-share ratio: 86.0%· healthy range 60–80%

Branch Locations

NCUA

Community Service Credit Union

250 FM 2821 Rd W, Huntsville, TX, 77320-8422

Drive-In, Mon-Fri 9:00 am-6:00 pm Lobby Walk-in services, Mon- Fri 9:00 am - 4 pm Lobby appointments, Mon-Fri 9:00 am-5:00 pm

MainATMDrive-thru

Montgomery Road

2526 Montgomery Rd, Huntsville, TX, 77340

Lobby Walk-in services, Mon- Fri 9:00 am - 5 pm Drive-Thru Services - 24/7 ATM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.