COMMUNITY FIRST
Santa Rosa, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
58,012
Net Worth Ratio
9.94%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$922.1M
Peer Group 6
Members
58,012
as of latest quarter
Net Worth Ratio
9.94%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$922.1M
Total Shares
$817.0M
Total Loans
$644.1M
Net Income
$2.6M
Net Worth Ratio
9.94%
≥7% = Well Capitalized
Members
58,012
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.09%
$7.0M
Loan-to-share ratio: 78.8%· healthy range 60–80%
Branch Locations
NCUACorporate Office
1105 N Dutton Ave, Santa Rosa, CA, 95401-4683
8:30AM-5:00PM
Fort Bragg
147 N Franklin St, Fort Bragg, CA, 95437
9AM-5PM
Clearlake
14866 Olympic Dr, Clearlake, CA, 95422
9AM-5PM
Guerneville
16200 Main St, Guerneville, CA, 95446
9AM-5PM
Healdsburg
32 North St, Healdsburg, CA, 95448
9AM - 12:30PM, 1PM - 5PM
Napa
2375 California Blvd, Napa, CA, 94559-1047
9AM-12:30PM,1PM-5PM
Fulton
1405 Fulton Rd, Santa Rosa, CA, 95403
9AM-5PM
College
501 College Ave, Santa Rosa, CA, 95404
9AM-5PM
Sebastopol
328 N Main St, Sebastopol, CA, 95472
9AM-5PM
Novato
1539 S Novato Blvd, Novato, CA, 94947
9AM-12:30PM, 1PM- 5PM
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/community-first-ca" target="_blank" rel="noopener">View COMMUNITY FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.