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COMMUNITY CHOICE

Johnston, IA · State Credit Union · Chartered in IA

Well Capitalized

Who can join

State government employees (special charter)

Charter #65078Est. 1953RSSD: 288590

Members

53,881

Net Worth Ratio

12.39%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$918.6M

Peer Group 6

Members

53,881

as of latest quarter

Net Worth Ratio

12.39%

Well Capitalized

Institution Profile

NCUA

Address

6163 Nw 86th St, Johnston, IA 50131

Chartered

1953

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$918.6M

Total Shares

$774.2M

Total Loans

$743.9M

Net Income

$3.3M

Net Worth Ratio

12.39%

≥7% = Well Capitalized

Members

53,881

Return on Assets

0.36%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.32%

$2.3M

Loan-to-share ratio: 96.1%· healthy range 60–80%

Branch Locations

NCUA

Johnston Administration Office

6163 NW 86th st, Johnston, IA, 50131

8-5 weekdays

Main

Downtown

700 Lyon st, Des Moines, IA, 50309-5457

9-5 m-f 9-12 sat

ATMDrive-thru

Clive

1351 NW 114th St, Clive, IA, 50325-7066

9-5 m-f 9-12 sat

ATMDrive-thru

Altoona

818 8th st SW, Altoona, IA, 50009

9-5 m-f 9-12 sat

ATMDrive-thru

Ankeny

2710 S Ankeny Blvd, Ankeny, IA, 50023-8269

9-5 m-f 9-12 sat

ATMDrive-thru

Ames

212 E Lincoln Way, Ames, IA, 50010

9-5 M-F9-12 Sat

ATMDrive-thru

Grimes Unbanking Center

1895 SE Grimes Blvd, Grimes, IA, 50111

9AM - 5PM

ATM

Locust Experience Center

1408 Locust St, Des Moines, IA, 50309

M-F 9-5

ATM

Marshalltown

10 LaFrentz Ste 300, Marshalltown, IA, 50158-4821

M-F 9:00-5:00 S - 9:00 -12:00

ATM

West Waukee

780 W Hickman Rd, Waukee, IA, 50263

9am to 5pm

ATM

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.