CODE
Dayton, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
13,095
Net Worth Ratio
11.96%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$176.7M
Peer Group 5
Members
13,095
as of latest quarter
Net Worth Ratio
11.96%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$176.7M
Total Shares
$155.4M
Total Loans
$100.7M
Net Worth Ratio
11.96%
≥7% = Well Capitalized
Members
13,095
Delinquency Rate (60d+)
0.71%
$719K
Loan-to-share ratio: 64.8%· healthy range 60–80%
Branch Locations
NCUAAdministrative Office
285 Liberty St, Dayton, OH, 45402
8:30-5:30 M-F
Dayton
355 W Monument Ave, Dayton, OH, 45402
Mon-Fri 8:30am-5:30pm Sat-Sun Closed
Englewood
415 W National Rd, Englewood, OH, 45322-1405
Mon-Thur 9:00am-5:00pm Fri 9:00am-6:00pm Sat 9:00am-12:00pm Sun closed
Northmont High School Student Run Credit Union
4916 National Rd, Clayton, OH, 45315
Tue & Thurs 11:00 AM to 1:00 PM
Stebbins High School Student Run Credit Union
1900 Harshman Rd, Dayton, OH, 45424
Tues and Thurs 11 - 1 EST
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/code" target="_blank" rel="noopener">View CODE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.