Dayton, OH · State Credit Union · Chartered in OH
Who can join
State government employees (special charter)
Members
13,095
Net Worth Ratio
11.96%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$176.7M
Total Shares
$155.4M
Total Loans
$100.7M
Net Worth Ratio
11.96%
≥7% = Well Capitalized
Members
13,095
Delinquency Rate (60d+)
0.71%
$719K
Loan-to-share ratio: 64.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 143 | 106 | 13 | 74.1% | 9.1% |
| 2022 | 139 | 110 | 14 | 79.1% | 10.1% |
| 2021 | 138 | 77 | 23 | 55.8% | 16.7% |
No CFPB complaint data available for this credit union.
Administrative Office
285 Liberty St, Dayton, OH, 45402
8:30-5:30 M-F
Dayton
355 W Monument Ave, Dayton, OH, 45402
Mon-Fri 8:30am-5:30pm Sat-Sun Closed
Englewood
415 W National Rd, Englewood, OH, 45322-1405
Mon-Thur 9:00am-5:00pm Fri 9:00am-6:00pm Sat 9:00am-12:00pm Sun closed
Northmont High School Student Run Credit Union
4916 National Rd, Clayton, OH, 45315
Tue & Thurs 11:00 AM to 1:00 PM
Stebbins High School Student Run Credit Union
1900 Harshman Rd, Dayton, OH, 45424
Tues and Thurs 11 - 1 EST
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<a href="https://bankscorer.com/credit-union/code" target="_blank" rel="noopener">View CODE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.