Black River Fal, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
23,640
Net Worth Ratio
11.48%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$615.0M
Total Shares
$540.6M
Total Loans
$512.2M
Net Income
$1.7M
Net Worth Ratio
11.48%
≥7% = Well Capitalized
Members
23,640
Return on Assets
0.28%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$1.4M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 412 | 371 | 16 | 90.0% | 3.9% |
| 2022 | 560 | 496 | 26 | 88.6% | 4.6% |
| 2021 | 734 | 660 | 24 | 89.9% | 3.3% |
No CFPB complaint data available for this credit union.
Main Office
100 E Main St, Black River Falls, WI, 54615
Lobby: Monday-Thursday 9:00-4:30 Friday 9:00-5:00 Drive-up: Monday-Friday 7:30-5:30 Saturday 7:30-Noon
Cty A Drive Up
330 County Road A, Black River Falls, WI, 54615
Lobby: - No lobby access Drive-up: Monday-Friday 7:30-5:30 Saturday 9:00-Noon
Melrose
409 N Washington St, Melrose, WI, 54642
Lobby: Monday-Thursday By Appointment & Friday 9-5 Drive-up: Monday-Friday 9:00-5:00 Saturday Drive-up: 9:00-Noon
Galesville
17578 N Main St, Galesville, WI, 54630
Lobby: Monday-Thursday 9:00-4:30 Friday 9:00-5:00 Drive-up: Monday-Friday 8:00-5:00 Saturday 9:00-Noon
Fall Creek
326 E Lincoln Ave, Fall Creek, WI, 54742
Lobby: Monday-Thursday 9:00-4:30 Friday 9:00-5:00 Drive-up: Monday-Friday 9:00-5:00 Saturday 9:00-Noon
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<a href="https://bankscorer.com/credit-union/co-op" target="_blank" rel="noopener">View CO-OP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 94.7%· healthy range 60–80%
Strum
134 5th Ave N, Strum, WI, 54770
Lobby: Monday-Thursday 9:00-4:30 Friday 9:00-5:00 Drive-up: Monday-Friday 9:00-5:00 Saturday 9:00-Noon
Onalaska
100 French Rd, Onalaska, WI, 54650
Lobby: Monday-Friday 9:00-5:00 Drive-up: Monday-Friday 8:00-5:00 Saturday 9-Noon
Tiger Credit Union - In-school branch
1200 Pierce St, Black River Falls, WI, 54615
School Year - Tuesday & Thursday - 12:00-1:00
La Crosse
1735 Credit Union Ct, La Crosse, WI, 54603-2354
Lobby: Monday-Friday 9:00-4:30 Drive-up: No Drive-up Access