Erwin, TN · Federal Credit Union · Chartered in TN
Who can join
Multiple select employee groups
Members
6,530
Net Worth Ratio
12.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$138.5M
Total Shares
$121.4M
Total Loans
$66.2M
Net Income
$310K
Net Worth Ratio
12.34%
≥7% = Well Capitalized
Members
6,530
Return on Assets
0.22%
annualized · >0.5% healthy
Loan-to-share ratio: 54.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 42 | 34 | 5 | 81.0% | 11.9% |
| 2022 | 62 | 50 | 5 | 80.7% | 8.1% |
| 2021 | 73 | 59 | 8 | 80.8% | 11.0% |
No CFPB complaint data available for this credit union.
Main Branch
1038 N Main Ave, Erwin, TN, 37650
8:15 A.M. - 4:30 P.M. (Drive-thru open until 6:00 P.M. on Fridays)
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<a href="https://bankscorer.com/credit-union/clinchfield" target="_blank" rel="noopener">View CLINCHFIELD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.