🏦Bank Scorer

CITY OF FAIRMONT

Fairmont, WV · Federal Credit Union · Chartered in WV

Well Capitalized

Who can join

Community — open geographic area

Charter #18142Est. 1967RSSD: 654083

Members

336

Net Worth Ratio

10.26%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.4M

Peer Group 1

Members

336

as of latest quarter

Net Worth Ratio

10.26%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 868, Fairmont, WV 26554

Chartered

1967

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.4M

Total Shares

$1.2M

Total Loans

$835K

Net Income

$2K

Net Worth Ratio

10.26%

≥7% = Well Capitalized

Members

336

Return on Assets

0.13%

annualized · >0.5% healthy

Delinquency Rate (60d+)

9.73%

$81K

Loan-to-share ratio: 67.5%· healthy range 60–80%

Branch Locations

NCUA

City of Fairmont FCU

500 Quincy ST, Fairmont, WV, 26554

Monday thur Friday 4:00 - 6:30

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.