🏦Bank Scorer

CITY & COUNTY

Saint Paul, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #60255Est. 1928RSSD: 632492

Members

62,149

Net Worth Ratio

11.82%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.18B

Peer Group 6

Members

62,149

as of latest quarter

Net Worth Ratio

11.82%

Well Capitalized

Institution Profile

NCUA

Address

144 11th St E, Saint Paul, MN 55101

Chartered

1928

Branch Locations

13 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.18B

Total Shares

$1.05B

Total Loans

$690.0M

Net Income

$1.9M

Net Worth Ratio

11.82%

≥7% = Well Capitalized

Members

62,149

Return on Assets

0.16%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.15%

$1.0M

Loan-to-share ratio: 65.9%· healthy range 60–80%

Branch Locations

NCUA

Main Office

144 11th St E, Saint Paul, MN, 55101

Lobby: M-Th 8:30-4:30pm, F 8:30-5:30pm Drive-up: M-F 7:30-5:30pm, Sat 9:00-12:00pm

MainATMDrive-thru

Maplewood Office

1661 Cope Ave E, Maplewood, MN, 55109

Lobby and Drive-up: M-Th 9:00-5:00pm, F 9:00-6:00pm, Sat 9:00-12:00pm

ATMDrive-thru

Eagan Office

1523 Central Pkwy, Eagan, MN, 55121-1756

Lobby: M-F 9:00-6:00pm, Sat 9:00-12:00 p.m.Drive-up: 24 Hour Access

ATMDrive-thru

Lake Elmo Office

8500 Hudson Blvd N, Lake Elmo, MN, 55042

Lobby: M-Th 9:00-5:00pm, F 9:00-6:00pm Drive-up: M-Th 9:00-5:00pm, F 9:00-6:00pm, Sat 9:00-12:00pm

ATMDrive-thru

Shoreview Office

1001 Red Fox Rd, Shoreview, MN, 55126-2900

M-F 9:00 am - 6:00pmSat 9:00 am - 12:00 pm

ATMDrive-thru

Woodbury Office

4008 Radio Dr, Woodbury, MN, 55129-3237

9-5 m-f 9-12 Sat

ATMDrive-thru

Brooklyn Park

5941 94th Ave N, Brooklyn Park, MN, 55443

M-F 9:00 a.m.-6:00 p.m.Sat 9:00 a.m.-12:00 p.m.

ATMDrive-thru

Cedar Rapids

4800 Edgewood Rd SW, Cedar Rapids, IA, 52404-7220

M-F 7:00 a.m.-12:00 p.m., 12:30 p.m.-3:00 p.m.

ATM

Champion Center/General Mills

1 General Mills Blvd, Golden Valley, MN, 55426

M- F 8:00 a.m.-5:00 p.m. M-F 10:00 a.m.-5:00 p.m.

ATM

JFB Technical Center

9000 Plymouth Ave N, Golden Valley, MN, 55427

M-F 8:00 a.m.-12:45 p.m., 1:15 p.m.-4:00 p.m.

3 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.