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CITIZENS EQUITY FIRST

Peoria, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #68448Est. 1937RSSD: 606792

Members

421,142

Net Worth Ratio

11.16%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$8.61B

Peer Group 6

Members

421,142

as of latest quarter

Net Worth Ratio

11.16%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1715, Peoria, IL 61656-1715

Chartered

1937

Branch Locations

36 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$8.61B

Total Shares

$7.54B

Total Loans

$6.40B

Net Worth Ratio

11.16%

≥7% = Well Capitalized

Members

421,142

Delinquency Rate (60d+)

0.52%

$32.9M

Loan-to-share ratio: 84.8%· healthy range 60–80%

Branch Locations

NCUA

CEFCU

5401 W Everett M Dirksen Pkwy, Peoria, IL, 61607

7:30 a.m. to 5:00 p.m.

Main

Normal Member Center

3 Traders Cir, Normal, IL, 61761-4143

Monday through Thursday 9:00 a.m. to 5:00 p.m.Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

Decatur Member Center

3301 N Woodford St, Decatur, IL, 62526-2837

Monday through Friday 9:00 a.m. to 5:00 p.m.Saturday 9:00 a.m. to Noon

ATMDrive-thru

East Peoria Member Center

501 Richland St, East Peoria, IL, 61611-2480

Monday through Friday 8:00 a.m. to 5:00 p.m.Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

Lincoln Member Center

341 5th St, Lincoln, IL, 62656-2676

Monday through Thursday 8:30 a.m. to 5:00 p.m.Friday 8:30 to 6:00 p.m.Saturday 8:30 a.m. to noon

ATMDrive-thru

Morton Member Center

825 Detroit Ave, Morton, IL, 61550-2439

Monday through Thursday 9:00 a.m. to 5:00 p.m.Friday 8:00 a.m. to 5 p.m.Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

Pekin Member Center

3515 Court St, Pekin, IL, 61554-6210

Monday through Thursday 9:00 a.m. to 5:00 p.m.Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

Downtown (Peoria) Member Center

221 FULTON ST, PEORIA, IL, 61602

Monday through Friday 9:00 a.m. to 5:00 p.m.

Northpoint Member Center

8629 N Knoxville Ave, Peoria, IL, 61615-1718

Monday through Friday 8:00 a.m. to 5:00 p.m. Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

Summershade Circle Member Center

5211 W Landens Way, Peoria, IL, 61615-9259

Monday through Thursday 9:00 a.m. to 5:00 p.m.Friday 9:00 a.m. to 6:00 p.m.Saturday 9:00 a.m. to 1:00 p.m.

ATMDrive-thru

26 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.